Personal Retirement

Individual Retirement Account (IRA)

• Why should I open an IRA?
• Which retirement plan is best for me?
• Can I transfer my IRA at another financial institution to Washington Mutual?
• I am contributing to an employer-sponsored retirement plan. Am I still eligible to contribute to an IRA?

Roth IRA

• Am I eligible?
• How much can I put in?
• When can I take my money out?

Simplified Employee Pension (SEP) IRAs

• How much can be contributed?
• Am I eligible?

Traditional IRA

• Am I eligible?
• When can I take my money out?
• How much can I put in? 
• What if I need my money before I reach the age of 59½?